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How many cars are you looking to insure?

Lower your car insurance rates in 7 easy questions

Are you a homeowner?

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How old are you?

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Are you currently insured?

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What's your credit score?

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What's your zip code?

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Last step, are you a veteran?

Click "Yes" if you or your spouse are an active member or an honorably discharged veteran.
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How It Works

Step: 01
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Quick Quote

Tell us a few details about your car and driving history — it only takes a minute.

Step: 02
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Compare Options

We’ll show you a range of policies from trusted insurers, all in one place.

Step: 03
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Choose & Save

Pick the best coverage for your needs and budget — then lock in your rate.

FAQ

What Factors Affect My Car Insurance Premium?

Driving Record

Your history behind the wheel is one of the biggest factors. A clean driving record typically leads to lower rates, while tickets or accidents can increase premiums.

Vehicle Type

Insurers look at the make, model, and year of your car. High-performance or luxury vehicles often cost more to insure due to higher repair costs and theft risk.

Location

Where you live affects your rate. Urban areas with high traffic or crime can lead to higher premiums compared to rural regions.
How Can I Lower My Car Insurance Costs?

Bundle Policies

Combining your car insurance with other types of coverage, like homeowners or renters insurance, can lead to multi-policy discounts.

Raise Your Deductible

Choosing a higher deductible usually lowers your monthly premium. Just be sure you can afford the deductible if you need to make a claim.

Take Advantage of Discounts

Many insurers offer savings for things like good driving behavior, low mileage, completing a defensive driving course, or having safety features in your vehicle.
What Type of Coverage Do I Need?

Liability Coverage

Required in most states, this pays for damages and injuries you cause to others in an accident. It's the foundation of any policy.

Collision and Comprehensive

Collision covers damage to your car from accidents, while comprehensive protects against non-collision incidents like theft or natural disasters.

Uninsured/Underinsured Motorist

This covers your expenses if you're hit by a driver with little or no insurance. It's often an optional but smart add-on.